Commercial Landlords Property
Owning a commercial property comes with more than just rent collection. It carries real risk.
From fire and storm damage to tenant-related incidents or legal claims, having the right protection in place keeps your investment secure.
Our Commercial Landlords Insurance can be tailored to cover your building, protect your rental income, and manage third-party liability exposures.
Protects the physical structure against fire, storm, flood, vandalism or accidental damage to help you maintain the value of your property.
This covers your loss of rent from your tenants if the property is damaged and a claim is made under the building section.
Provides rental income protection if your tenant is unable to occupy the premises following an insured event such as a fire or water damage.
Covers legal defence costs and compensation if a third party is injured or their property is damaged as a result of your ownership or maintenance of the premises.
Provides cover for accidental breakage of fixed glass, windows, display panels, mirrors, and external signage.
Ideal for retail, office, and hospitality businesses.
And is generally a requirement for any commercial lease of a premise.
Theft Cover
Protects against loss or damage from theft or attempted theft, usually whether or not there is forced entry. May exclude theft by employees or unexplained shortages.
Burglary Cover
Protects against loss or damage following forcible and violent entry to or exit from the premises. Requires evidence of forced entry and excludes theft without it.
Key Difference:
Theft = broader cover, no forced entry required (policy dependent).
Burglary = narrower cover, forced and violent entry required.
Covers sudden failure of essential building systems such as lifts, air conditioning units or fire safety systems.
Provides protection for unpaid rent if a tenant defaults or abandons the lease without notice.